Terms

Last updated 07 September 2026

Short version: this is a newsletter, it is free, it is one person's writing, and it is not advice.

What this is

Groundswell Letter is an email newsletter. Subscribing costs nothing and creates no account, no membership and no obligation on either side.

It is not advice

Everything here is opinion and personal experience. It is not financial, legal, tax, medical or employment advice, and it is not a recommendation to take any particular action. Decisions you make after reading are yours.

No promise of a result

Nothing on this site or in the newsletter is a promise, projection or guarantee of income, savings or any other outcome. Individual results vary and most people who read about something never act on it at all.

Links to other people

Issues sometimes link to products, services or writing by other people. Some of those links may earn us a commission. That never changes what we choose to write about, and we have no control over, and take no responsibility for, anything on a site we link to.

Availability

We send when we have something worth sending. We may change the schedule, pause, or stop publishing entirely, without notice.

Ending it

You can leave at any time using the unsubscribe link in any email. We may also remove an address from the list at our discretion, for example if it is bouncing.

Changes

If these terms change, the date at the top changes with them.